Life Insurance

Provides life insurance benefits for a "term" of 10, 20, or 30 years at a fixed rate of payment. Term insurance is the most inexpensive way to purchase a substantial death benefit.

Permanent insurance based on a cash value. Interest is credited to the account and is determined by the insurer.

Whole Life Insurance
A life policy that remains in force for the insured's whole life and builds up a "cash value" and earns interest. At maturity, (usually age 95 or 100), the cash value equals the death benefit.

Download : Life Insurance as an Asset Class.INCPDF

Download : The Effective Use of Life Insurance in Wealth Transfer Planning.INC PDF