Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.